AIG Life insurance company (American International Group) is one of the largest Insurance companies in the world. In fact, AIG offers its insurance and financial products in more than 100 countries. Specifically, AIG insures more than 90 million clients with Term Life, Whole life, Universal life and Guaranteed Whole Life insurance. Lastly, with an A (Excellent) rating from A.M. best, rest assured you are well protected with their Life Insurance products.
AIG Term Life Insurance
Term Life insurance through AIG Life insurance is one of the most popular products in the market today. Typically, you can choose 5 to 30 year periods with their renewal term or 10 to 30 years with their level term products. Also, AIG offers convertible term life insurance, which allows you to convert your term life policy into a permanent life insurance plan. This is a great advantage when you have a need for cash value life insurance in the near future. Best of all, AIG Convertible Term Life insurance does not require a medical exam to qualify for the exchange.
AIG Whole Life Insurance
Unlike term life insurance, which expires, AIG Whole life insurance is for the rest of your life. A whole life insurance policy offers easy acceptance and cash value for the near future. Furthermore, The premiums and death benefit are fixed for life as long as you have not missed any payments or taken cash value from policy. AIG Whole Life insurance may be especially important if you are 50 years of age or older, and you want to make sure you have any permanent life insurance protection.
AIG Guaranteed Issue Whole Life Insurance
Guaranteed Whole Life Insurance from AIG offers up to $25,000 without a medical exam or questions. If you are between 50 and 85 years of age, this type of whole life insurance may be the perfect fit for you. Remember, If you are having a hard time qualifying for life insurance, AIG Guaranteed Issue Whole Life is your answer. Now, Let’s take a look at some of its features:
- Guaranteed Approval Whole Life
- No Medical Exam or Questions
- Up to $25,000 of Life Insurance
- Premiums Never Increase
- For Ages 50-85
- FREE Living Benefits
You may use our Guaranteed Whole Life Calculator and compare specific quotes for you and your family.
Compare Guaranteed Issue Whole Life Rates
AIG Universal Life Insurance
Universal Life Insurance is a flexible premium adjustable permanent life insurance option. Today, AIG universal Life insurance offers many options and benefits, which were non existent in the industry a few years ago. Mainly, if you are a healthy individual, and you are looking for an affordable no-lapse Life Insurance policy, AIG Universal Life Insurance offers one the best plans. Unlike other kinds of permanent life insurance, Universal Life insurance allows you to adjust the benefit amount up or down without having to reapply. Additionally, You may also adjust your monthly premium temporarily if you cannot afford your planned premium. Now, Let’s review some of the features and benefits AIG Universal life Offers:
- Customized premiums to Fit your Budget
- Adjustable Death Benefit
- Increasing Cash value
- Tax-Free Death Benefit
Universal Life insurance is a great way to protect your retirement, your mortgage and your inheritance. Speak with one of our specialized agents to help you find the right Universal Life Insurance for you and your family.
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