Americo Life Insurance company has maintained respect and passion for the insurance business For three generations. Today, it is the leading company in one of the largest independent, privately-held insurance groups in the United States. Additionally, Americo Life Insurance has earned an A (Excellent) rating from AM Best for many years. With their vast array of No Exam Life Insurance products, Americo offers our clients just the right Non-Medical Life Insurance options.

Americo Life Insurance Products

The company specializes in No Exam life insurance policies. Therefore, there is no need to undergo complicated medical examinations and wait for weeks to get your approval. All you have to do is fill in the application form and in just a few days you will know whether you qualify for insurance. Furthermore, if you applied for any Americo product and did not qualify, you will have other options without further underwriting. It has never been this easy!

Let’s take a closer look at some of Americo’s most popular products:

• Final Expense Insurance
• Mortgage Protection Life Insurance
• Universal Life Insurance

Final Expense Insurance

How to make sure your family has enough money to pay for your funeral? Get Americo burial insurance, and you will never have to worry about it again. In most instances, The final expense policy covers all costs connected to your death – not only the funeral service but also your medical bills and any other financial obligations. In this case, the face amount can range from $2,000 to $30,000. Once you get approved for Americo Final Expense Insurance, the premium amount remains the same for the rest of your life no matter what your age or health condition is. If you don’t smoke, you can qualify for cheaper rates.

Eagle Premier Series Insurance provides immediate benefits, and most people qualify. Consequently, once your policy is issued, the full benefit is available to your family in the event of your death. What is more, you also get an Accidental Death Benefit Rider at no additional cost. Americo Final Expense insurance also allows you to accelerate your death benefit due to terminal illness. As a result, you can receive some of the cash benefits, even if you have not passed away yet. Furthermore, It provides extra benefit to your base death benefit, in case you die as a result of an accident within 90 days after it occurs. Additionally, you can apply online, and get instant approval! No need to meet with an agent in person, and answer 100 questions.
 

Mortgage Protection Life Insurance

Buying a house is a huge commitment. Paying out the mortgage can take years, and what if something happens to you, leaving your family in a financial crisis? Americo Term Life Insurance can take care of it with an HMS Plus policy that covers amounts from $25,000 to $400,000 without a medical exam. You can obtain a 15, 20, 25, or 30-year contract, depending on your needs and budget.

If you purchase a mortgage protection policy from Americo Life insurance company your family will receive a tax-free benefit enough to cover the mortgage balance and other bills. Think ahead and make sure your loved ones never lose their home! An HMS Plus policy also covers the mortgage in case of disability or critical illness (As a paid rider). Additionally, with HMS Plus CBO, If you haven’t used the coverage by the end of the policy term, you get 100% of your premiums back in cash! It is one of the most affordable Returns of Premium options in the industry.

Universal Life Insurance

Americo Insurance company offers great Universal Life Insurance options. Whether it is classic Universal Life Insurance or Indexed Universal Life insurance, Americo is the best option for No Exam Universal Life insurance. Specifically, They have Universal Life Products ranging from $25,000 to $400,000 created to give flexible financial support to your family after you are gone. In order to apply, you need to be 30-65 years old. Generally, The process is very simple, and it takes the company an average of 4 days to approve and issue a policy. After that, as long as you timely pay the premiums during the guarantee period (in this case, starting from 15 years), Americo will keep its end of the bargain. Additionally, The Life Crest Index UL product provides a 20-year Return of Premium Guarantee, which, no other Life Insurance Company Offers. 

5 good reasons to ensure your life

Nobody likes thinking about death. But the bitter truth is that demise is the only certainty in our life. No matter what the future holds, one day we will all pass away. So the only real question is – what will we leave behind us? Take a moment and think:

• How will your family cope with your death?
• Do they have enough money to pay for your funeral?
• Do you have a mortgage that might outlive you?
• Do you have small children who count on you and need money for education?
• Does your spouse have enough financial support to keep up with your family’s expenses in the event of your death?

All of the above points are solid reasons to consider when investing in life insurance! What can be more important than the future of your family? Make sure the needs of your loved ones are covered by a security policy. This way you can continue taking care of them even after you are gone.

Why you should choose Americo

• Over 100 years of experience
• “A” rating with A.M. Best
• Insurance products are available for anyone from age 18 anywhere in the US
• Covers retirement, unemployment, disability, terminal illnesses, health care, mortgages, and a lot more
• No medical exams or mortgage proof needed

Put your life and the future of your family in the hands of one of the most trusted companies on the market!